Credit card: two words the mention of which turn many into full-blown cynics. While it is undeniable that anyone who has a credit card risks running up too much debt -- a milestone that might take several years and lots of sacrifice to get rid of -- if used wisely the benefits can outweigh the downsides.
In this digital era, more and more people are inclined towards using plastic money, moving away from cash. And the notion of cashless dining has been a craze in recent times during Ramadan, in upscale restaurants of hotels, with their lucrative buy-one-get-one-free offers.
Banks and mobile financial service providers are offering a bundle of discounts for shoppers in the run-up to Pahela Baishakh, which has become one of the biggest spending occasions for Bangladeshis.