Job offers have been rescinded, life plans are disrupted. The economic fallout from Covid-19 has raised the prospect of a lost generation in Asia. Will the young people of Singapore and the region find new paths to achieve their dreams?
Tailor Vikas Kumar, 25, from India's eastern state of Bihar, had ambitious plans for the next two years.
After chalking up seven years' experience at a textile firm in Mumbai, earning about 25,000 rupees (S$450) a month, he had planned to strike out on his own and start a small tailoring business.
He had also wanted to upgrade his mud and straw hut in Bihar, which houses his parents, wife and two children, into bricks and mortar.
But the pandemic waylaid these plans.
The lockdown imposed by the Indian government in March prevented him from going to work, forcing him to return home in May.
His savings of 100,000 rupees have all been used up now, to ensure that his family survives this difficult phase, leaving no spare cash for rebuilding.
Work has not resumed fully enough at the textile firm to convince Mr Kumar, who was paid by the day, to return to Mumbai. Neither are there opportunities for someone like him - his family does not own farming land - back at his village.
"This year has been wasted," laments Mr Kumar, who has put his plans on hold till 2022.
His story of how the pandemic disrupted life plans and undermined financial security is one that is experienced by young people across Asia.
With most economies in the region still reeling from the fallout of the pandemic, fears are mounting over the prospect of the creation of a "lost generation" in Asia - home to more young people than any other region.
This lost generation may be scarred economically, socially and psychologically by the far-reaching effects of the coronavirus crisis, which has been more consequential than past crises due to the unprecedented extent of its impact, experts say.
Social distancing measures have not only dealt a blow to businesses, but also taken a toll on individuals' mental well-being and disrupted global supply chains.
Unemployment rates among young people have also seen a bigger increase than that those for adults, preliminary data from the International Labour Organisation (ILO) indicates. For unemployment data, the ILO defines youth as those aged 15 to 24.
Young workers must also contend with "wage scarring effects", with research indicating that those who find employment after recessions may have to deal with a lasting negative impact on their productivity and wages, said the ILO.
This may have an impact on the life trajectories of a younger generation, warns Professor Jean Yeung, founding director of the Centre for Family and Population Research at the National University of Singapore.
Without a smooth transition into the job market, it can be difficult for youngsters and young adults to embark on other significant adulthood events, such as marriage, parenthood or setting up their own households, she adds.
"The longer the current crisis lasts, the harder it is for the youth to recover from its negative impact. With no effective interventions, they could very well become a lost generation."
Such fears are palpable in Japan, where an expert panel at the country's labour ministry has urged efforts to support new graduates to avoid another "employment ice age". This refers to the period after the burst of the asset-price bubble era of the 1980s, in which fresh graduates could not find any jobs and were stuck in a vicious circle of irregular dead-end contract unemployment.
Due to Covid-19, the number of people who graduated from university or high school without finding a job in Japan is expected to increase rapidly in 2021, from 20,000 in 2020, though no estimates for next year are available.
According to an August report by the ILO on youth unemployment in Asia-Pacific, the unemployment rate for those aged 15 to 24 in Hong Kong, Japan, South Korea, Malaysia, Thailand and Vietnam increased from the fourth quarter of 2019 to the first quarter of this year.
This was a more significant increase than that for the unemployment rate for adults aged 25 and above in these countries.
And more than 100 million young workers in Asia and the Pacific - nearly one in two young workers in the region - are also employed in sectors experiencing a hit to their economic output due to Covid-19, based on preliminary estimates for 2020, notes the ILO. These sectors include accommodation and food services, and wholesale and retail trade.
While youth in Asia are worried about their job prospects, many fresh graduates and young workers are tempering their expectations or settling for temporary jobs or traineeships while holding out for better opportunities.
The UN Population Fund has also projected that birth rates will continue to drop in many higher-income countries, and climb in many poor and middle-income nations, where it says pandemic-driven disruption in access to contraception may lead to millions of unplanned pregnancies.
This trend is borne out in Japan, where the number of reported pregnancies nationwide fell 11.4 per cent between May and July compared with the same period last year, due to rising of economic pressures from the outbreak. Women typically report their pregnancies within their first trimester.
On the other hand, 77 per cent of 1,754 married women who were surveyed in Indonesia have been pregnant during the pandemic, according to a survey by market research firm Populix, conducted from Sept 3 to Sept 10.
In developing countries, a surge in birth rates may snowball into wider inequality gaps, while developed countries like Japan, Singapore and China may face a tightened labour supply if birth rates continue to fall due to the crisis, observers have noted.
Housing markets in Indonesia, China and Malaysia have also been hit, though some prospective home owners still find opportunities.
In India, for instance, more millennials are looking into buying a house, given that they are spending the majority of their time in their houses in the Covid-19 era, says Mr Ankit Kansal, the managing director of property brokerage firm 360 Realtors.
Whether these economic and social trends will curb the potential of Asia's economies, which is expected to contribute roughly 60 per cent of global growth by 2030, will depend on how long the pandemic drags on and the quality of government intervention measures to mitigate the crisis' impact.
More training, internships and mentoring opportunities must be provided to young people, and vulnerable groups, such as lower-income families, need more protection, says Prof Yeung.
In Singapore, more than 117,500 jobs and training and attachment opportunities have been created for local job seekers.
The Chinese government has also been taking steps to discourage firms from retrenching workers, notes OCBC Bank head of Greater China research Tommy Xie.
Mr Xie is still optimistic that the technological changes that have been hastened by the pandemic will bring about new opportunities for the young. "Youth can take more paths to success compared with the older generation, such as by capitalising on social media," he says.
Adds OCBC economist Wellian Wiranto: "If the global economy can get back to some kind of normalcy by the end of next year, we probably still have a chance of reverting back to (pre-pandemic) potential growth levels."