CPD suggestions

The suggestions of CPD while talking at press briefings on the upcoming budget at their Dhanmondi office was praiseworthy. However, I disagree with Dr. Debapriyo who suggested that a TIN certificate should be made mandatory for opening a BO account. It does not hold a convincing rationale on the ground that a large number of investors are either retired or housewives or returned from foreign countries after completion of their contracts or small investors who don't have TIN. It is also important to mention that most of the above mentioned investors are part-time investors who come to invest in the capital market since the National Saving Certificate has considerably lowered their dividends. It is also not logical to suggest that interest should be charged on small investors when they buy or sell shares in the market as this will cause investors to lose interest in the capital market. We propose that the government should make a ceiling and charge interest on a certain amount so that it does not afflict the interest of the small investors.