Cash gifts are still considered tacky, but many nowadays opt for that than a piece of jewellery, or any other material item. Historically in our subcontinent, wealth was measured by gold or land. Money had no fixed value, and therefore, not considered a good gift.
Personally, I wish the weather was always cool and that we could fast comfortably. But the cool Ramadan days will come after many years, and that is something to look forward to. It may sound strange and contrary to what we were supposed to do, but spending
Money is an integral and powerful part of our lives. It is difficult to escape it. It is wonderful if you can control it, instead of it controlling you. It is a good servant, but not a good master!
First off, I would like to wish all my readers a very happy New Year. May we have a peaceful, prosperous, and most importantly, a healthy new year.
It is the time of year when wedding preparations take priority over other things. The crisp and beautiful weather of December and January are perfect for big gatherings, and if you have not booked a hall in advance way ahead of the date, it is unlikely you will get any venue at such a short notice.
Living beyond your means is pretty easy nowadays, especially since we live in a time when purchasing on credit has become the norm and ever so easy. However, remember that although it seems normal, it definitely is causing more harm to your current and future well-being.
Sometimes, you can be in debt because you have spent too much money on a holiday, buying expensive things or living beyond your means.
I am often asked by friends and relatives for financial advice prior to their retirement from their jobs. Most of them get impressive gratuity and a substantial amount of Provident Fund and other retiring benefits.
I have been a big fan of this great investor who also happens to be a billionaire. From his various advices, I have learned to live well, and spend money carefully and wisely, but most importantly, to save.
None of us know what the future holds for us and being prepared for any eventualities should be a part of our lives. The world has changed and so have people's mindsets.
Travelling overseas has become a norm for most Bangladeshis, be it for a vacation, a business meeting or a medical check up.
Sooner or later everyone with jobs and self-employed professionals, will retire so it is best to start preparing for that day from early on.
We do not realise how important it is to keep our credit cards, chequebooks, and ATM cards secure and in a safe place until something happens!
I was at a dinner the other evening and we were discussing a friend's husband who had passed away. A lady sitting next to me said.
I keep hearing from friends and family regarding receiving letters from their banks about providing documents for particular accounts with threats that otherwise 'restrictions on withdrawals' will be imposed on the 'said accounts'!