Md Main Uddin

Dr Md Main Uddin is professor and former chairman of the Department of Banking and Insurance in Dhaka University. 

Prof Azizur Rahman Khan: A visionary in financial studies

It is difficult to put into words the contribution that Prof Azizur Rahman Khan made to academia and the nation.

1w ago

An anatomy of interest rates

Banks determine their lending interest rates based on the cost of borrowing, non-fund operating costs, margin for default risk, and desired profit margin.

1m ago

When does a bank fail?

There are four main reasons why banks fail: credit risk, interest rate risk, foreign exchange risk, and liquidity risk (bank run).

1m ago

Risk management challenges that our banks face

Risk management is concerned with reducing earnings volatility and avoiding losses, especially large ones.

2m ago

Will merger help solve the weaker banks’ problems?

Merger takes place when two or more companies combine together to strengthen capital base and asset size.

3m ago

Bancassurance can change how we do insurance

The system of selling insurance services to bank customers will ultimately expand financial inclusion.

4m ago

Issues our banking sector must address

As most of our economic sectors depend heavily on banks, it has created many problems for the banking sector and its depositors.

5m ago

Politics at Dhaka University—as I experienced it

I had to live in constant fear and panic, while also having to attend political rallies and programmes frequently.

5m ago
September 16, 2023
September 16, 2023

Do we really need digital banks?

The banking sector in Bangladesh is at risk, given its huge amounts of distressed assets.

August 28, 2023
August 28, 2023

Non-performing loans: Are we aware of the real picture?

It is necessary to get an appropriate estimate of NPLs so that the actual performance of the banking sector can be understood.

August 28, 2023
August 28, 2023

Basel accords, capital requirements and bank risks

The balance sheet of a bank has two sides: assets and liabilities. The assets are financed by two sources of funds: debt capital (liabilities) and equity capital (owners’ equity).

August 9, 2023
August 9, 2023

Defences against bank risks

Banks are an essential part of a nation’s economy. They facilitate the flow of funds from surplus units (depositors) to deficit units (borrowers) to fuel the growth of the economy.

July 12, 2023
July 12, 2023

Why the insurance sector of Bangladesh needs reshaping

The performance of the insurance sector in Bangladesh is very low compared to the global standards.

June 13, 2023
June 13, 2023

Budget FY24: unrealistic forecasts

The proposed budget of Tk 7,61,785 crore (17 per cent of GDP) with a deficit of Tk 2,61,785 crore (5.2 per cent of GDP) has been presented to the country.

February 21, 2023
February 21, 2023

Mandatory diplomas for bankers won’t solve any of our real problems

If there is any problem in the banking sector, it is due to the lack of good governance.

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