Md Main Uddin
Dr Md Main Uddin is professor and former chairman of the Department of Banking and Insurance in Dhaka University.
Dr Md Main Uddin is professor and former chairman of the Department of Banking and Insurance in Dhaka University.
It is difficult to put into words the contribution that Prof Azizur Rahman Khan made to academia and the nation.
Banks determine their lending interest rates based on the cost of borrowing, non-fund operating costs, margin for default risk, and desired profit margin.
There are four main reasons why banks fail: credit risk, interest rate risk, foreign exchange risk, and liquidity risk (bank run).
Risk management is concerned with reducing earnings volatility and avoiding losses, especially large ones.
Merger takes place when two or more companies combine together to strengthen capital base and asset size.
The system of selling insurance services to bank customers will ultimately expand financial inclusion.
As most of our economic sectors depend heavily on banks, it has created many problems for the banking sector and its depositors.
I had to live in constant fear and panic, while also having to attend political rallies and programmes frequently.
The banking sector in Bangladesh is at risk, given its huge amounts of distressed assets.
It is necessary to get an appropriate estimate of NPLs so that the actual performance of the banking sector can be understood.
The balance sheet of a bank has two sides: assets and liabilities. The assets are financed by two sources of funds: debt capital (liabilities) and equity capital (owners’ equity).
Banks are an essential part of a nation’s economy. They facilitate the flow of funds from surplus units (depositors) to deficit units (borrowers) to fuel the growth of the economy.
The performance of the insurance sector in Bangladesh is very low compared to the global standards.
The proposed budget of Tk 7,61,785 crore (17 per cent of GDP) with a deficit of Tk 2,61,785 crore (5.2 per cent of GDP) has been presented to the country.
If there is any problem in the banking sector, it is due to the lack of good governance.