NID number a must to get loan

Bangladesh Bank is going to make mandatory the inclusion of national ID card number with the particulars of loan applicant to stop cheating by loan defaulters.
High officials of the bank said the ID number of each loan-taker will be preserved in the credit information bureau (CIB) of the central bank.
Sources said no loan defaulter could take loan from any bank even if he/she owns a bank. CIB clearance is essential for a borrower to run for election and many other cases.
But Bangladesh Bank fails to identify a loan defaulter in many cases as the names of all loan-takers, including the defaulters, are kept in the disk of CIB. A search in the computer disk brings out the names of the defaulters.
At present, many defaulters get off the search because of trifling difference in names. For example, the name of one is kept as Rejaul in the disk of CIB and the person applies for loan from another bank using the name of Rezaul. It happens that the person easily gets loan.
Sources said many people are taking loans from different banks by using this trick and a Bangladesh Bank primary investigation has found the matter. This is why the central bank is going to make the use of national ID numbers mandatory in these cases.