Where does all the money go?
Wouldn't you agree that the last ten days of the month are the hardest? And that the first week is the sweetest?
Most of us, unfortunately, are not good money managers. We spend a lot in the first week; we are a little concerned the next two weeks. But the last few days are a drag!
Instead of wondering where your money goes, start recording your incomes and expenses. If you use a smart phone (and you probably do), check out the different applications that help you keep track of money.
You can note down your expenditures at ease. Sophisticated ones can even coordinate with your bank account. You can even see charts to see on which items (or even, category) you are spending too much. DailyCost and ToshlFinance are two such apps you can try out.
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